Essentials Plan

Banking shouldn't be complicated. This plan provides you with basic solutions to help you meet your day-to-day banking needs. Whether you need to pay bills, set aside savings while earning a competitive interest rate or need a convenient way to shop, the Essentials Plan provides you with what you need. The Essentials Plan features:

Chequing Account

A chequing account for handling day to day transactions while earning interest. Manage your day-to-day banking needs for a simple flat fee of $7 per month. It includes:

Preferred Savings Account

A savings account that combines your everyday banking needs with higher than average interest on short-term savings.

* For more information, contact us to receive a copy of our brochure.

Solutions Banking No-fee MasterCardTM

A credit card with no monthly fee, no transaction fees, but still includes all of the regular features that you've come to expect from MasterCardTM.

1 - Included
2 - Not available on this account
3 - Included through chequing account access

Fee table as at October 31, 2003 Chequing Account Preferred Savings Account
Fees subject to change
Flat monthly fee $7 $0
Transactions include: 30 from list below 1 from list below
Cheques 1 2
Preauthorized debits 1 1
Cash withdrawals at National Bank or EXCHANGE ABMs 1 1
Interac® direct payment 1 1
Transfers 1 1
Bill payments 1 1
Online access 1 3
Telephone banking 1 3
Monthly statement 1 1
Person-to-person transfers 1 3
4 free Interac® ABM network transactions (Prairies/Atlantic/Ontario) 1 2
Additional transaction fees Regular rate for any transaction after 30 $5.00 for any transaction after the first one
Interac® ABM network transactions $1.50 $5.00
CIRRUS® ABM network transactions $3.00 $5.00