Investment Builder Plan
Solutions Banking can provide loan options that can make your investment strategy come to life. Although borrowing to invest is not a suitable strategy for everyone, your financial security advisor can show you how you can take advantage of 'good debt' to achieve your financial goals. The Investment Builder Plan features:
Chequing Account
A chequing account for handling day to day transactions while earning interest. Manage your day-to-day banking needs for a simple flat fee of $7 per month. It includes:
- 30 debit transactions
- Access your account through telephone, online or ATM banking
- Traditional access to your account with cheques, electronic deposits and preauthorized debits
- Client card convenience at any National Bank or The EXCHANGE Network of ATMs or wherever the Interac® Direct payment sign is displayed
- Your flat monthly fee is waived if your daily balance is at least $2,500
- Overdraft protection: Qualify for overdraft protection for limits up to $5,000. Use it only when you need it, and pay for it only when you use it
Preferred Savings Account
A savings account that combines your everyday banking needs with higher than average interest on short-term savings.
- A competitive interest rate on any amount you deposit
- With our tiered interest rates, the higher your balance, the higher the interest rate you earn
- No minimum deposit amount
- No minimum balance
- Access to your savings by ATM, Interac®, online or telephone
- Your first transaction each month is free*
RRSP Loans
A simple way to make your annual RRSP contribution or to catch up on previous year's missed contributions.
- Flexible payment options with terms ranging from three to 120 months
- Rates as low as prime make it affordable to contribute
- Option to defer the first three payments of principal and interest allows you to wait until your tax refund arrives before making any payments.
- Optional creditor life insurance is available
Investment Loans
The management of debt is an important part of a financial security plan. Some types of debt have the potential to make you money while others don't. While borrowing to invest can be a powerful means to build wealth, the risks involved make it a strategy that is not suitable for everyone. Your financial security advisor can help you determine if borrowing to invest is a strategy that is right for you.
- Up to 100% financing for purchase of mutual or segregated funds (subject to credit approval)
- Secured by mutual or segregated funds
- No margin calls
- Fixed or variable rates
- Flexible repayment options
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