Term life insurance can be thought of as temporary insurance that one would obtain for a specific reason. This might include a mortgage, family dependents, collateral loan insurance, or a business interest.
Provides permanent coverage with level premiums and a guaranteed death benefit. Plans contain a tax-advantaged cash value accumulation, and are not subject to investment gains or losses.
Permanent insurance with an investments portion built in. This tax-sheltered investment portion, along with the insurance payout, makes Universal Life Insurance an excellent way to provide financial security for your loved ones or business partner.
Protect your ability to earn an income in case of an injury or illness that leaves you unable to work. With a 1 in 3 chance of needing it at some point in your life, it is essential for anyone who does not have disability insurance through their employer.
Plays a similar role as disability insurance does, but with the added protection from the additional expenses that arise from having a critical illness. The odds of needing critical illness insurance are also similar to those of needing disability insurance.
Each of our three scales of coverage provide health and dental coverage with four optional coverages to cover expenses the Government Health Plan may not, such as hospital accomodations, emergency travel expenses, and accidental death and dismemberment. Use the Monthly Premiums Calculator to help you fit your coverage to your needs.
QuickTime is required to view the videos.