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Critical Illness Insurance

Costs for Additional Treatment, Services and Equipment

Below are a few cost estimates for treatment, services and equipment which may be required for a critical illness or condition.

  Canadian Dollars
Personal Transport
Wheelchair - manual 450 - 6,000
Wheelchair - motorized 3,500 - 12,000
Scooter 2,800 - 7,000
Home Care
Home care bed 700 - 2,600
Private nursing (per hour) 25 - 50
Housekeeper (per hour) 10 - 20
Treatment at Mayo Clinic (Rochester, Minnesota)
Coronary artery bypass; 1-4 vessels, hospital stay 5-7 days 89,900 - 114,700
Modified radical mastectomy; one breast, hospital stay 2-3 days 19,500 - 24,375
Radical prostatectomy, hospital stay 2-3 days 30,000 - 36,750
Radiation therapy for cancer for 6 weeks 39,060 - 49,058
Kidney transplant (living donor) hospital stay 5-8 days 142,500 - 172,500
Heart transplant, hospital stay 2-4 weeks 248,000 - 372,000
Home Renovations
Ramp 300 - 1,000
Stair lift 3,200 - 15,000
Van Conversion
Ramp 300 - 1,000
Wheelchair access 13,000 - 20,000
Driver total independence 18,000 - 40,000

The cost estimates above are based on costs provided by a limited number of health care institutions, suppliers and contractors and are subject to change. They are intended to provide you with some idea of the costs that may be experienced. Actual prices for such treatment, services and equipment may vary significantly from those shown above depending upon particular circumstances, including many factors such as the supplier of the services and the province of residence.

Costs for treatment at Mayo Clinic have been converted from US dollars to Canadian dollars assuming a conversion rate of $1.50 Canadian to $1.00 US. Prices will vary depending on, amongst other things, the length of hospital stay. They do not include travel, food and lodging. For transplant surgeries, medical expenses incurred while waiting are not included.

Sources:
Transplant Financial Services/Mayo Rochester, 2000
Estimating Services/Mayo Rochester, 2000