Family & Lifestyle

Child Education...
To help counter the rising costs of post-secondary education, Registered Education Saving Plans (RESP) provide a tax deferred plan with the possibility of government assisted contributions through the Canada Education Savings Grant (CESG).
In-Trust Accounts
Informal 'in trust' accounts can be used on their own or in combination with RESPs to provide funding for the beneficiary.
Parental Care
The advancements made in the medical field today have added longevity to all our lives, however there is great concern of the quality of life that will be available in the golden years. Relying on the provincial health care system is not enough! Long-term Care Insurance can help.
Registered Disability Savings Plan
A registered disability savings plan (RDSP) is intended to provide for the long-term financial security of a beneficiary who has a prolonged and severe physical or mental impairment.
Home Purchase...
Selecting a mortgage is a major and difficult decision to make. What type do you need, and who can give you the best deal? We can help you find the answers.
Home Buyers Plan
If you're a first time home buyer, we can show you how to leverage your RRSP savings through the RRSP Home Buyers Plan to buy or build your new home.
Vacation Property...
Changes to the rules regarding capital gains on vacation properties changed in the 80's and again in the 90's. How does this affect your ability to take advantage of the capital gains exemption?
Transfers to Family
Transferring ownership of a vacation property to a family member can provide a means for dealing with capital gains while also addressing issues related to your estate plan.
Other Transfers & Summary
We discuss a couple other options available to you, and what you need to consider before taking any action.
Realistic Saving
After dieting and trying to quit smoking, saving money is probably the hardest thing to do. We have provided five important strategies to help you keep your savings plan on track.